Frequently Asked Questions

Find answers to common queries.

Frequently Asked Questions

Yes, you can deposit checks using our mobile app by taking photos of the front and back of the endorsed check. Limits apply based on your account type.

Yes, we offer international wire transfers with fees starting at £35. You'll need the recipient's bank name, SWIFT/BIC code, and account number.

Yes, we offer student checking accounts with no monthly fees for students under 25, no minimum balance requirements, and free ATM withdrawals.

You can open an account online through our website or mobile app, or visit one of our branches with valid identification documents.

Call our 24/7 hotline at +44 7525 706589 immediately. You can also temporarily freeze your card through our mobile app while you search for it.

Click "Forgot Password" on the login page and follow the instructions sent to your registered email or phone number. You can also visit any branch for assistance.

We use advanced fraud detection systems, real-time transaction monitoring, EMV chip technology, and zero-liability protection for unauthorized transactions.

Personal loans are typically approved within 1-2 business days, while mortgage applications take 30-45 days. Auto loans are often approved within 24 hours.

Yes, our mobile app uses 256-bit encryption, biometric authentication, and multi-factor security to protect your information and transactions.

Our premium card offers 2% cash back on all purchases, travel insurance, extended warranty protection, and no foreign transaction fees.

Our branches are open Monday-Friday 9:00 AM to 5:00 PM and Saturdays 9:00 AM to 1:00 PM. Online banking is available 24/7.

Our exchange rates are competitive and updated in real-time. You can check current rates on our website or mobile app before making international transactions.

Our loan interest rates vary based on the loan type and your credit score.

Our loan interest rates vary based on the loan type and your credit score. Personal loans range from 5.99% to 15.99% APR, while mortgage rates start at 3.5% for qualified borrowers.

Basic checking accounts have a £10 monthly fee, which can be waived with a minimum daily balance of £1,500 or direct deposit of £500+ monthly.

You typically need a government-issued ID (passport, driver's license), proof of address (utility bill, lease agreement), and Social Security number.

We require a minimum credit score of 620 for personal loans and 680 for mortgages. However, we consider your overall financial profile.

We offer overdraft protection with a £35 fee per transaction. You can link your savings account or apply for a line of credit to avoid overdraft fees.

Contact us immediately at +44 7525 706589. We will freeze your account, investigate the transactions, and issue new cards if necessary.