Published on: March 20, 2026
FOR IMMEDIATE RELEASE
Sterling Capital and Trust Bank Unveils 'Sterling Digital': A Next-Generation, AI-Powered Banking Platform
LONDON – March 20th, 2026 – Sterling Capital and Trust Bank (NYSE: SCAT) today announced the launch of Sterling Digital, its new flagship digital banking platform, marking a significant acceleration of the bank’s digital transformation strategy. The platform, available globally across mobile and web channels, integrates artificial intelligence (AI) and advanced analytics to deliver a highly personalized, secure, and seamless banking experience for its retail and commercial clients.
Key Features and Customer Benefits
Personalized Financial Insights: Sterling Digital uses proprietary AI models to analyze transaction data and spending patterns, offering proactive, personalized advice on budgeting, saving opportunities, and debt management.
Intuitive Unified Dashboard: Clients now have a single, streamlined view of all accounts, investments (including AUM), and loan products, regardless of geographic location. This greatly simplifies complex financial management.
Instant, Secure Global Payments: The platform facilitates real-time international transfers with transparent foreign exchange rates, powered by blockchain technology for enhanced security and speed.
Smarter Loan Application Process: Retail and Commercial clients can complete and receive conditional approval for personal loans, mortgages, and commercial lines of credit digitally in minutes, utilizing automated document verification.
Enhanced Security: The platform features multi-factor authentication (MFA), biometric login support, and continuous transaction monitoring using machine learning to detect and prevent fraudulent activity faster than ever before.
Jane Doe, President and Chief Executive Officer of Sterling Capital and Trust Bank, commented: “Sterling Digital is more than just an app—it’s the future of banking. This launch is the culmination of years of strategic investment and reflects our commitment to placing advanced technology at the core of the client experience. By leveraging AI, we are not just digitizing services; we are creating predictive, intuitive, and truly personalized financial well-being for our clients.”
The platform directly builds upon the success mentioned in the bank's recent Q4 2025 results, which cited a 30% increase in mobile transactions, demonstrating strong client readiness for digital adoption.
John Smith, Chief Financial Officer, added: “The launch of Sterling Digital is a key component of our efficiency ratio improvement strategy. By migrating high-volume transactions and complex support processes to the automated digital platform, we anticipate significant operational savings, which will reinforce our strong capital position and support our projected EPS growth targets for the upcoming fiscal year.”
Sterling Capital and Trust Bank encourages all clients to download or access the new Sterling Digital platform starting today.
About Sterling Capital and Trust Bank
Sterling Capital and Trust Bank (NYSE: SCAT) is a leading international financial services company with over £1.2 Trillion in assets, offering a broad range of banking, investing, and wealth management services to individuals, businesses, and institutions across three continents. Committed to financial innovation and social responsibility, Sterling Capital and Trust Bank is dedicated to empowering financial well-being for all its clients.
Contact:
Investor Relations: Michael Chen | investor.relations@sterlingcapitaltandtrust.com
Media Relations: Sarah Lee | media.relations@sterlingcapitaltandtrust.com
Read the full article: https://sterlingcapitaltandtrust.com/press/digital-platform
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